Assistance program
Very Low-Income Housing Repair Loans and Grants
$221.1 Million committed in FY2018–FY2026
- Agency
- Rural Housing Service, Agriculture, Department of
- Assistance
- Project Grants;Direct Loans
- CFDA number
- 10.417
- What it does
- Section 504 loans and grants are intended to help very low-income owner-occupants in rural areas repair their properties.
- Who benefits
- Applicants must own and occupy a home in a rural area; and be a citizen of the United States or reside in the United States after having been legally admitted for permanent residence . Loan recipients must have sufficient income to repay the loan. Grant recipients must be 62 years of age or older and be unable to repay a loan for the part of the assistance received as a grant. Applicant's income may not exceed the very low-income limit set forth in RD Handbook.
- Who applies
- Applicants must own and occupy a home in a rural area; and be a citizen of the United States or reside in the United States after having been legally admitted for permanent residence. Loan recipients must have sufficient income to repay the loan. Grant recipients must be 62 years of age or older and be unable to repay a loan for that part of the assistance received as a grant. Applicant's income may not exceed the very low-income limit set forth in RD Handbook.
- Authorized by
- 42 U.S.C. 1474.
- Program site
- https://www.rd.usda.gov/ ↗
Committed by fiscal year
* FY2026 is year-to-date — the fiscal year is still in progress, so its total is still filling in. The striped band and dashed line mark that provisional stretch.
How the money flows
Committed dollars by how this program's money is paid out.
Grants
$208.4M
94%
Loans
$12.7M
6%
Top recipients
By dollars committed.
How to read these numbers
- Committed through this program
Money committed under this assistance listing (its CFDA program), counted in the year each action happened.
- How it's paid
Most programs pay out one way — a grant, or a direct payment to individuals; the flow bar only appears when a program genuinely mixes types.
- Some recipients aren't itemized
For entitlement programs like Social Security and Medicare, the government reports one aggregate instead of naming tens of millions of people, so the recipient roster isn't part of the public record.
- Awards, counted once
An award count is the number of distinct awards with at least one action that year — each counted once, however many times it was amended.
- The colored bars
Every bar on this page splits by how the money moves:
Direct payments