Assistance program
Very Low to Moderate Income Housing Loans and Loan Guarantees
$1.3 Billion committed in FY2018–FY2026
- Agency
- Rural Housing Service, Agriculture, Department of
- Assistance
- Direct Loans;Guaranteed/Insured Loans
- CFDA number
- 10.410
- What it does
- To assist very low, low-income, and moderate-income households to obtain modest, decent, safe, and sanitary housing for use as a permanent residence in rural areas.
- Who benefits
- Applicants must meet eligibility requirements.
- Who applies
- Applicants must have very low-, low- or moderate incomes. Families must be able to afford housing payments, including principal, interest, taxes, and insurance and have an acceptable credit history. Please visit Agency eligibility website at: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do.
- Authorized by
- 42 U.S.C. § 1472
- Program site
- http://www.rd.usda.gov ↗
Committed by fiscal year
* FY2026 is year-to-date — the fiscal year is still in progress, so its total is still filling in. The striped band and dashed line mark that provisional stretch.
Top recipients
By dollars committed.
How to read these numbers
- Committed through this program
Money committed under this assistance listing (its CFDA program), counted in the year each action happened.
- How it's paid
Most programs pay out one way — a grant, or a direct payment to individuals; the flow bar only appears when a program genuinely mixes types.
- Some recipients aren't itemized
For entitlement programs like Social Security and Medicare, the government reports one aggregate instead of naming tens of millions of people, so the recipient roster isn't part of the public record.
- Awards, counted once
An award count is the number of distinct awards with at least one action that year — each counted once, however many times it was amended.
- The colored bars
Every bar on this page splits by how the money moves:
Direct payments