Federal grant · project grant (b)
Hartford Public Library, in Partnership With Connecticut Association for Human Services, the Cities for Financial Empowerment Fund’s Bank on, and Liberty Bank, Will Develop and Implement an Adaptable Financial Capability Model Designed to Connect Unbanked and Underbanked Individuals With Mainstream Financial Institutions. This Project Refines the Lending Circle Practice by Fostering a Responsive and Ongoing Partnership Directly Between the Participant and Their Local Bank Through a Matched Savings Program That Enables the Participant to Build a Financial History. They Will Supplement the Lending Circles by Direct and Ongoing Engagement With Each Other, Library Staff, Bank Representatives, Financial Coaches, and Cultural Navigators. They Also Will Create Campaigns, Incorporate Financial Literacy Content in Esl Classes, and Create Professional Development Trainings. Un- and Underbanked Immigrants With Limited English Proficiency And/or With Under 10 Years of U.s. Residency Will Benefit From This Project.
Committed
$487,853
Paid out
$408.3K
84%
Committed, not yet paid
$79.5K
16%
Everything here is this single award's whole record — signed, amended, paid — not a fiscal-year slice. The by-year charts elsewhere split an award across the years it was committed; this page keeps it whole.
Committed is what the government has legally promised on this award so far. Contracts can also carry a ceiling — the maximum if every option is exercised. Unspent ceiling is headroom, not money owed.
The cash actually disbursed against this award. The gap from committed is the disbursement pipeline: promised, not yet cashed.
Each transaction is a signing event — an action that created or changed the award, dated the day it was signed — not a payment. Negative amounts are real: money de-committed at closeout or renegotiation.
One bar, the award’s whole arithmetic: paid out, then committed, not yet paid, then .
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