Federal loan · direct loan (e)

Gardner Operations LLC

Awardtype: Direct Loans Activities to Be Performed: Provide Loans to Businesses Impacted by the COVID-19 Pandemic for Uninsured or Otherwise Uncompensated Economic Injury. Deliverables: Loans Expected Outcomes: Expected Outcomes: Enable Businesses to Fund Post-disaster Ordinary and Necessary Operating Expenses Until Normal Operations Resume Intended Beneficiaries: Survivors of Disaster Subrecipient Activities: Na

Loan amount

$2.0 Million

$234.4K subsidy cost

Paid to

Gardner Operations LLC

150 Oberlin Ave N Ste 5, Lakewood, NJ, 08701

Small Business Administration

Place

NJ, UNITED STATES

NJ-04

What it funds

How to read these numbers

One award, start to finish: Everything here is this single award's whole record — signed, amended, paid — not a fiscal-year slice. The by-year charts elsewhere split an award across the years it was committed; this page keeps it whole.
Committed vs. ceiling: Committed is what the government has legally promised on this award so far. Contracts can also carry a ceiling — the maximum if every option is exercised. Unspent ceiling is headroom, not money owed.
Paid out: The cash actually disbursed against this award. The gap from committed is the disbursement pipeline: promised, not yet cashed.
The ledger: Each transaction is a signing event — an action that created or changed the award, dated the day it was signed — not a payment. Negative amounts are real: money de-committed at closeout or renegotiation.
The money bar: One bar, the award’s whole arithmetic: paid out, then committed, not yet paid, then .

Source

This award on USAspending.gov ↗

Federal loan · direct loan (e)

Small Business Administration

Disaster Assistance Loans to

Gardner Operations LLC

Loan amount

$2.0 Million

$234.4K subsidy cost

Paid to

Gardner Operations LLC

150 Oberlin Ave N Ste 5, Lakewood, NJ, 08701

Small Business Administration

Place

NJ, UNITED STATES

NJ-04

What it funds

How to read these numbers

One award, start to finish: Everything here is this single award's whole record — signed, amended, paid — not a fiscal-year slice. The by-year charts elsewhere split an award across the years it was committed; this page keeps it whole.
Committed vs. ceiling: Committed is what the government has legally promised on this award so far. Contracts can also carry a ceiling — the maximum if every option is exercised. Unspent ceiling is headroom, not money owed.
Paid out: The cash actually disbursed against this award. The gap from committed is the disbursement pipeline: promised, not yet cashed.
The ledger: Each transaction is a signing event — an action that created or changed the award, dated the day it was signed — not a payment. Negative amounts are real: money de-committed at closeout or renegotiation.
The money bar: One bar, the award’s whole arithmetic: paid out, then committed, not yet paid, then .

Source

This award on USAspending.gov ↗