Zaxby's

Awardtype: Guaranteed/insured Loans Activities to Be Performed: Assist Small Business Concerns by Refinancing Commercial Loans to Provide Long-term, Fixed-rate Financing for Fixed Assets Through the Sale of Debentures to Private Investors. Deliverables: Loans Expected Outcomes: Lock in Below Market Rates on Debt. Eliminate Balloon Payments. Hire More Staff. Finance Business Expense. Open Up Working Capital. Intended Beneficiaries: Small Business Subrecipient Activities: Na

Loan amount

$675,000

$14.3K subsidy cost

Paid to

Zaxby's

922 E. Main ST., Lincolnton, NC, 28092

Small Business Administration

Place

NC, UNITED STATES

NC-10

What it funds

How to read these numbers

One award, start to finish: Everything here is this single award's whole record — signed, amended, paid — not a fiscal-year slice. The by-year charts elsewhere split an award across the years it was committed; this page keeps it whole.
Committed vs. ceiling: Committed is what the government has legally promised on this award so far. Contracts can also carry a ceiling — the maximum if every option is exercised. Unspent ceiling is headroom, not money owed.
Paid out: The cash actually disbursed against this award. The gap from committed is the disbursement pipeline: promised, not yet cashed.
The ledger: Each transaction is a signing event — an action that created or changed the award, dated the day it was signed — not a payment. Negative amounts are real: money de-committed at closeout or renegotiation.
The money bar: One bar, the award’s whole arithmetic: paid out, then committed, not yet paid, then .

Source

This award on USAspending.gov ↗

Federal loan · guaranteed/insured loan (f)

Small Business Administration

504 Certified Development Loans to

Zaxby's

Loan amount

$675,000

$14.3K subsidy cost

Paid to

Zaxby's

922 E. Main ST., Lincolnton, NC, 28092

Small Business Administration

Place

NC, UNITED STATES

NC-10

What it funds

How to read these numbers

One award, start to finish: Everything here is this single award's whole record — signed, amended, paid — not a fiscal-year slice. The by-year charts elsewhere split an award across the years it was committed; this page keeps it whole.
Committed vs. ceiling: Committed is what the government has legally promised on this award so far. Contracts can also carry a ceiling — the maximum if every option is exercised. Unspent ceiling is headroom, not money owed.
Paid out: The cash actually disbursed against this award. The gap from committed is the disbursement pipeline: promised, not yet cashed.
The ledger: Each transaction is a signing event — an action that created or changed the award, dated the day it was signed — not a payment. Negative amounts are real: money de-committed at closeout or renegotiation.
The money bar: One bar, the award’s whole arithmetic: paid out, then committed, not yet paid, then .

Source

This award on USAspending.gov ↗