TD BANK, NA

Financial Institutions/Investments/Securities

Discussions regarding mortgage finance Issues regarding implementation of Dodd-Frank act Basel III implementation; budget and fiscal policy Cyber-Security Fintech AML/BSA Data privacy Payments issues Consumer issues M&A policy (Mergers & Acquisitions) Sanctions Digital Assets/Cryptocurrencies/Stable coin Credit and debit interchange Discussions around banking risk management including capital and liquidity management Community Reinvestment Act Section 16 of the Securities Exchange Act Artificial Intelligence Open Banking Rate Caps

TargetedSENATE · HOUSE OF REPRESENTATIVES · Treasury, Dept of · Commodity Futures Trading Commission (CFTC) · Federal Deposit Insurance Corporation (FDIC) · Federal Reserve System · Office of the Comptroller of the Currency (OCC) · Consumer Financial Protection Bureau (CFPB)

Taxation/Internal Revenue Code

General tax policy Extension of expiring tax provisions New Markets Tax Credits International tax issues Low Income Housing Tax Credits (LIHTC)

TargetedSENATE · HOUSE OF REPRESENTATIVES · Treasury, Dept of · Internal Revenue Service (IRS)

Small Business

Issues related to small business lending and tax relief